Getting car insurance can be a hassle. The premiums keep going up, and the deductibles remain high. Plus, when you’re in an accident, the insurance companies might try to pay as little as possible or even deny your claim altogether.
You might start to wonder if it’s worth the risk to drive without insurance. But here’s the thing: car insurance is crucial for road safety, and it’s illegal to drive without it in Florida.
This guide from the Ticket Shield Law Firm will help you understand the legal requirements for car insurance and the consequences of driving without it. It’ll also explain how a lawyer can help if you’re in an accident.
So, what are the penalties for driving without insurance?
If a police officer pulls you over or you’re involved in an accident, they’ll ask for your license, registration, and proof of insurance. If you don’t have insurance, the Florida Department of Highway Safety and Motor Vehicles (DHSMV) can suspend your license and registration. They might also charge you a reinstatement fee: $150 for a first offense, $250 for a second offense, and $500 for subsequent offenses within three years.
But what if you get into an accident without insurance?
Well, things get even more complicated. Whether it’s a minor fender-bender or a major collision, if you or the other driver are underinsured, it can cause a lot of trouble. Florida law requires you to report any accident to the police if there’s property damage, injuries, or deaths involved.
In certain situations, like accidents involving commercial vehicles, injuries, or inoperable vehicles, a police report is mandatory. And if you’re driving without insurance in these situations, you could face misdemeanor charges and all the penalties mentioned earlier.
Even if the accident wasn’t your fault and you win in court, getting the compensation you deserve can be tough without insurance. So, it’s always best to have insurance coverage to protect yourself and others on the road.
This post was written by a professional at Ticket Shield. Ticket Shield understands that life can sometimes throw unexpected challenges your way. That’s why Ticket Shield is here to help you navigate through legal roadblocks when you need it most. Their team of experienced lawyers specializes in a range of traffic-related legal matters, ensuring you have the best defense possible. Types of teams available:
- Traffic Ticket Lawyer
- DUI Lawyer
- Speeding Ticket Lawyer
- Reckless Driving Lawyer
- Suspended License Lawyer
- Red Light Ticket Lawyer
- Stop Sign Ticket Lawyer
- Seat Belt Ticket Lawyer
Don’t let traffic tickets or driving-related charges weigh you down. Contact our Traffic Ticket Attorney in Fort Lauderdale, FL today for a free consultation, and let Ticket Shield be your shield in the legal arena. Your peace of mind is their priority!